Traditionally, people purchased car insurance through car dealers themselves. If one wanted to renew their policy, they would seek out an agent to do their job for them. But that’s not the case anymore. With the digital revolution in India, the process of availing car insurance has taken a hundred-and-eighty-degree turn. It is much easier and faster to buy car insurance online.
If you are planning to get an insurance cover for your vehicle, you must know a few tips to ensure that you make the most of your car insurance policy. So here are a few pointers to keep in mind when availing car insurance cover-
Make an informed choice
Those days are long gone when you would have to rely on intermediaries or agents to get your car insurance. Now you have the option to take the direct approach, which allows one to make an informed choice. There are two broad categories of car insurance available: third party car insurance and comprehensive car insurance. Depending on your requirement, you can choose either of them. So, compare car insurance with all the information available digitally, without relying on car dealers or agents.
Get affordable insurance coverage
Yes, you read that right! Availing an appropriate insurance cover for your vehicle doesn’t have to be too expensive. Make research your strong point and study all the options that you come across. Balance is the key; what you need is apt insurance coverage at the best and most affordable rate. Also, check out the add-ons that insurers are offering and choose only the ones which will suit your needs. This way, affordable car insurance coverage is just a few clicks away!
Reduce insurance premium
Did you know there are ways to reduce your insurance premium? Yes, that’s right! If you want insurance coverage for your vehicle while also paying a lesser premium, here are a few things you can do to- opt for voluntary deductibles, claim wisely, renew your policy timely, become a member of the India Automobile Association, install anti-theft devices in your car, and compare car insurance plans.
Claim your bonus
Many people tend to overlook this point, but yes, you are eligible for a bonus! If you don’t raise an insurance claim during the period of your policy, your insurer will offer you a No Claim Bonus or NCB. When you claim this bonus, you are rewarded with a discount on the premium amount. So always check for this reward bonus and claim it at the right time.
Avail insurance easily
There is no need to go through the long-drawn process of the past to avail car insurance for yourself. Getting insurance is super easy now; you can easily buy car insurance online! And not just that, the process is so simple that it can be availed even through a mobile app. Completely effortless and hassle-free!
So, these are some lesser-known car insurance tips that will help you avail the best insurance cover for your vehicle, at the best prices. These tips will also help you save time and effort! Keep these points in mind when buying car insurance for yourself.