Checks provide many benefits, but before deciding, you should consider security, speed, and cost in this article. The best option is to use a traditional bank branch. You can make deposits from your mobile phone, but this may not be secure.
Cost
Cheap checks are a great value. They are printed with the least amount of personal information possible, meaning they are secure and can reduce the risk of identity theft. They can also be more environmentally friendly, as some use soy-based inks. A variety of companies offer cheap and environmentally-friendly checks, including several big-name brands.
To save money on checks, you can buy them online. This way, you cut out the bank’s middleman and deal directly with the printer. The cost of ordering checks from the bank is often up to 50% more than ordering them online. You can also get more designs and options by calling online. You may carry out this task even from the comfort of your own home.
While it’s true that some banks charge $20 or more for boxes of checks, ordering from other sources is much cheaper. For instance, a direct-to-consumer check printer may cost only a few dollars for a pack of checks. In addition, some people save 50 percent on new checks by ordering them from a direct-to-consumer company.
Security
Purchasing cheap checks is a great way to avoid fraud, but there are some things you should know about security before buying them. While cheap checks are not the most secure type, they have some features that make them harder to forge. One of these is the color check feature. Using color check technology on a check will prevent it from being photocopied or scanned. Another feature that helps ensure that your check is genuine is heat-sensitive ink. It means that it won’t be damaged or lost due to heat.
High-security checks feature special security features. These features help to discourage thieves and prevent identity theft. Some features of high-security checks include high-resolution borders, chemically sensitive paper, visible fluorescent fibers, foil holograms, and heat-sensitive ink. They may also have anti-copy technology.
Convenience
A side hustle is one of the finest methods to get money rapidly. Getting paid to drive, take an Uber, or sell items for cash can be a quick way to earn money. These side hustles are a great way to make extra cash, but there are also disadvantages. These convenience checks can damage your credit score over time, so choosing your side hustle is essential.
Many prominent national banks offer cheap checks to customers. Some offer free checks to customers when they open a checking account, but if they don’t, you can usually order them at a discounted price. Of course, you can also get them for free if you’re a premium checking customer. However, make sure you’re comparing prices to ensure you’re getting the best deal.
Another risk of convenience checks is that they can be used fraudulently. In the wrong hands, these checks can be used to draw money from your credit line without your permission. If you lose a check or forget to shred it, you risk losing the money. Therefore, if you’re worried about identity theft, requesting an opt-out of the service and shredding unused checks is best.
Speed
Cheap checks can be ordered online, cutting the intermediary and printing company. The bank usually marks the check prices and passes those costs on to you. The result is that ordering cheap checks online can save you up to 50%. Besides, ordering checks online is fast and convenient, letting you order the checks from your home.
Check printing is an issue for security, as your personal information is contained on the check. Therefore, choosing checks with low ink density and secure printing would be best. Additionally, you can opt for eco-friendly checks. For example, you can use soy-based inks that are safe for the environment and affordable.
